Credit score is one of the first filters that lenders consider when assessing loan and credit card applications. Some lenders even take your credit score into account when setting loan lending rates. A low credit score is seen as a sign of indiscipline in credit behavior, those with a lower credit score are less...
Read MoreMaintaining a high credit score through responsible behavior is an ongoing process A good credit rating is the key to your financial health because it can give you access to the best loan and credit card deals. However, building or maintaining a high credit rating through responsible behavior is an ongoing process. You have...
Read MoreImage source: Getty Images Insurers take a variety of factors into account when setting auto insurance premiums, including a motorist’s driving history, address, vehicle make and model, and, surprisingly, their credit rating. At first glance, your credit rating may seem unrelated to your ability to drive safely, but the statistics tell a different story....
Read MoreAh credit scores, the adult version of a surrogacy. Isn’t it amazing how little we’ve learned about this elusive number in school? As someone who had to take an economics course in college, I can assure you that the questions of personal finances were simply not covered. And with so many credit score horror...
Read MoreEveryone has had a bump on the freeway and at some point in the future has acquired a blemish on their credit score. It’s good to know you have a choice! I did it and my credit rating went up 100 factors. I started with a credit score of 540 and am now at...
Read MoreSelect’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners. Paying off a loan can feel like a burden on your shoulders, especially if you are uncomfortable with being in debt....
Read MoreOur goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. If you want to get a mortgage...
Read MoreSelect’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners. Having a good credit score is essential for getting through many financial stages in life: it can help get a low...
Read MorePayPal Credit is a convenient way to shop online from merchants who use PayPal. However, unlike PayPal credit cards, PayPal credit does not offer rewards. How does PayPal credit work? You can request a PayPal credit by completing a short online request form. You need to provide a few details like your date of...
Read More